Yep, that’s right. Trustee Help, Inc. advises that each year around tax time, get a copy of your credit report and put it in your emergency file (you have one of those, right)?
A recent credit report will provide a snapshot of your current revolving account status to the person in charge of your affairs. And in an emergency or death this is very helpful information. This annual review can also help guard against identity theft.
Your credit report is only one of many things that should be included your emergency file. Another handy tip from Trustee Help, Inc.
Don’t have an emergency file?
Want to know how to set one up and what should be in it?
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.